Spencer Keh

Terms

Last updated: [date]

Placeholder — Spencer will write this and have it reviewed.

The product and your license

[What you're buying (a digital e-book) and that it's licensed for your personal use only.]

Delivery and download links

[How you receive the e-book: a download link by email and on the thank-you page.]

[Each purchase allows a limited number of downloads, and links may expire.]

Prices and payment

[Prices are in Philippine pesos (PHP). Payment is processed by HitPay.]

Refunds

[One-line summary; the refund policy has the details.]

Intellectual property

[Who owns the content, and what you may not do with it (for example, share or resell it).]

Liability

[Limits of liability, and that the e-book is general information, not professional advice.]

Changes to these terms

[How and when these terms may change.]

Contact

[The email address for questions about these terms.]